Cities leave millions uncollected every year. CivIQ shows you exactly where.

AI-native revenue intelligence for mid-size municipalities. Know which accounts are about to go delinquent — 30 to 60 days before they do.

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The Problem

Cities are flying blind on revenue.

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Uncollected Revenue

Delinquent utility bills, unpaid taxes, overdue fees. Every unworked account is revenue at risk.

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Unmonitored Spend

Vendor contracts that exceed authorized amounts. Budgets that burn through funds with no early warning.

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No Visibility

Monthly reports nobody reads. Warning signs that appear too late to act on.

How It Works

Two engines. One platform.

Inbound — Revenue Recovery

Predict delinquencies before they happen

Connects to your existing billing system. Scores every account using machine learning. Gives collectors a prioritized action list — not hundreds of accounts to sort through manually.

Outbound — Phase 2

Spend surveillance in real time

Contract and spend surveillance. Flags overruns before they become crises. Real-time visibility into vendor contracts vs. authorized amounts.

Why It's Different

Built for what cities actually need.

Vendor	Delinquency Prediction	Mid-City Pricing	AI Revenue Intelligence
Tyler Technologies	✗	✗	✗
OpenGov	✗	✗	Dashboards only
CivicPlus	✗	Partial	✗
CivIQ	✓	✓	✓

Integration

No rip-and-replace.

Reads exports from systems you already use — City Hall Systems, Tyler Munis, flat-file CSV
Nothing changes in how your city operates
Integration takes hours, not months

Cities can pay nothing upfront.

Massachusetts' FutureTech Act authorized $1.23 billion for municipal technology modernization. CivIQ qualifies. We help cities write the grant application.

See what your city is missing.

The prototype is running. We can walk you through a live demo and discuss connecting to your real billing data.

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